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System bets: Trixie, Yankee and "bankers"

3 min read · Beginner · Updated 2026-10-21

In one sentence
A system plays many smaller combinations, so some lines can pay when one pick fails, but you pay for every line.

In a parlay every leg has to win. A system tackles that differently. It plays many smaller combinations at once, and some of them can win even when one selection fails.

How many lines it has

Each combination is called a line and carries its own stake. The total cost is the number of lines times the stake per line.

  • 2 from 3: three doubles, so 3 lines.
  • Trixie: 3 selections, 3 doubles and 1 treble, so 4 lines.
  • Yankee: 4 selections, 6 doubles, 4 trebles and 1 four-fold, so 11 lines.
  • Banker: one selection goes in every line. If it fails, all lines lose.

A Trixie example

Example
Three selections: A 2.00, B 1.80, C 2.50. Stake 5 per line, cost 4 × 5 = 20. Lines: AB = 5 × 2.00 × 1.80 = 18. AC = 5 × 2.00 × 2.50 = 25. BC = 5 × 1.80 × 2.50 = 22.5. Treble ABC = 5 × 2.00 × 1.80 × 2.50 = 45. If all three win, you collect 18 + 25 + 22.5 + 45 = 110.5, net profit 90.5. If only A and B win, you collect 18 and lose 2 overall. The odds are made up.
Trixie net result, stake 5 per lineAll 3 win+90.5uA and C win+5.0uB and C win+2.5uA and B win-2.0uOne or none wins-20.0u
When only two selections win, the result is close to zero. With one or none you lose all 20 units. Made-up data.

What to watch

A system does not remove the bookmaker margin. Every line carries it, and you pay for more lines. The stake per line is smaller than a single parlay with the same total cost, so the profit when everything wins is lower.

With a banker, if that selection loses you get nothing. It is not insurance, it is more reliance on one pick.

Compared with a plain parlay

Example
The same three selections in one treble with 20 units. The odds are 2.00 × 1.80 × 2.50 = 9.0. If all win, you collect 20 × 9.0 = 180, net profit 160. If two win, you lose 20. The Trixie at the same cost wins 90.5 when all win, but with two selections it ranges from −2 to +5. You give up part of the big win so that you do not lose everything.

A banker example

Say A is the banker and you play "2 from 3" with A in every line. Two lines remain, AB and AC, at 5 each, cost 10.

  • A, B and C win: 18 + 25 = 43, net +33.
  • Only A and C win: 25, net +15.
  • Only A and B win: 18, net +8.
  • A loses: no line pays, net −10.
Systems reduce the need for every leg to win. They do not change the average when the prices are poor. 18+.

Check your understanding

1. How many lines does a Yankee with 4 selections have?
6 doubles + 4 trebles + 1 four-fold = 11.
2. A Trixie with a stake of 5 per line. What is the total cost?
4 lines × 5 = 20.

18+ only. Educational information, not betting or financial advice.

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